Frequently Asked Questions

-Call us at 877-200-8811 and provide some brief information about your house or fill out our convenient submission form. A representative of Silent River Properties will contact you quickly to arrange a visit to your house. Our representative will explain the selling process and answer all of your questions before evaluating the condition of your house and making a no obligation fair cash offer.

We look for a "win-win" solution for us and the seller. There are ZERO Real Estate Agents commissions, repair costs, holding costs, or stress about the sale of your home. We are professional real estate investors and we look to treat all sellers fairly and with the highest level of respect and honesty.

We look at several factors when determining the price we will pay for your house during the evaluation. We consider the following:
The overall condition of the house.
Real Estate fees, commissions and costs on the buying and selling end.
The After Renovation Value.
Cost and Timeline of all rehabilitation required.
Holding Costs during the renovation such as taxes, insurance, loan payments, utilities etc.

Never! You are not obligated in any way by filling out a submission form, scheduling an appointment with us or calling to take an offer we propose. All house visits are 100% free of charge as well.

Private lending for real estate, is when an individual lends money from either their 401(k), an IRA account or any investment funds they might have for the purpose of funding real estate transactions, and as a result, receives some type of return, which could be a fixed or variable return or even some equity participation in the actual real estate property.

Silent River partners with accredited investors. The SEC’s definition of an accredited investor is an individual who earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, OR has a net worth over $1 million, either alone or together with a spouse (excluding the value of the person’s primary residence).
In order to participate in the private lending for real estate program, you will be required to provide validation of your accredited investor status.

This is a very good question and something very important to keep in mind, first we NEVER touch your money. All funds are forwarded to the closing attorney, where they are protected by the lawyer’s trust account. This is an important aspect when using your funds in private lending for real estate because if the closing agent does not get the money you will not be registered on title.

We try make the process as simple for you as possible. Like with any investment you will want to perform your own due diligence. Once you decide to be a lender partner with us, you will sign some paperwork, forward your money to the closing attorney and wait for your quarterly payments and updates. That’s it! We take care of everything else.

1. The lender is provided with the details of the property
and given a Private Placement Memorandum, Operating Agreement and Subscription Agreement
2. The lender provides Simple Acquisition with accredited investor verification
3. The terms are negotiated and the lender is provided a promissory note
4. The official note and mortgage document are created with the Title Company or Attorney
5. The lender is sent the wiring instructions for the Attorney’s office (Escrow/Trust Account)
6. The property closes and the lender is given the lien security + lender’s name is added to the insurance policy
7. The lender is provided payment based on the agreed schedule and terms
8. The lender is provided regular updates on the property
9. When the property is sold or refinanced as per the exit strategy, the lender is paid back their initial capital and share in the profits when the property is sold.
10. The lender is provided the opportunity to participate in future deals and continue to earn passive income

Prior to the acquisition you will receive a Private Placement Memorandum which provides you with details of who we are, what we do, what risks are involved in this endeavor, as well as the details of the specific property IF we have one under contract. You will also receive an Operating Agreement and Subscription Agreement that defines all participants’ roles in this transaction and how your funds will be returned to you. At closing, the attorney will register a mortgage on the property securing your funds. You’ll also receive a title insurance policy as well as a hazard insurance policy to protect your investment. Once the property is acquired you will receive quarterly updates on the property, making private lending for real estate one of the most sought after types of investments available.

Get in touch with us and we’ll be very happy to tell you more about our private lending for real estate program. Visit the Contact Us Page on this website for our contact information.